LoanLedger replaces the paper register. Track lendees, issue loans, generate installment schedules, record payments and send SMS reminders — all in one secure, private account that syncs across your devices.
Purpose-built for the daily work of a private money lender. No ads, no monthly fees, no clutter.
Keep every borrower's details, NIC, contact and full loan history in one clean, searchable place.
Issue a loan in under two minutes — principal, interest, term and start date, with instant preview.
Automatic repayment schedules with per-installment due dates, amounts and running balances.
Log full or partial payments against any installment and issue a printable receipt on the spot.
Send due-date and overdue reminders in Sinhala, Tamil or English using your own templates.
Outstanding balances, collection rates, defaulters and monthly summaries at a glance.
Model flat or reducing-balance interest before you commit to any loan structure.
Access is gated by a PIN and your data is encrypted in transit and at rest — you stay in control.
Full Sinhala, Tamil and English interface — switch languages any time from settings.
A searchable directory of everyone you lend to. See who's current, who's due and who's overdue without opening a single file.
Set the principal, rate and term — LoanLedger lays out every installment with due dates, amounts and a running balance. Paid ones tick off automatically.
Log a full or partial payment and LoanLedger generates a clean, numbered receipt you can print or send — the borrower always has proof.
No ads. No data sales. LoanLedger keeps your records in your own access-controlled account, encrypted in transit and at rest — you stay in full control of your borrowers' data.
Every session is locked behind a PIN, with optional biometric unlock.
Your records sync securely to your private account and back to any device you sign in on.
Every change is continuously backed up to your account, so you never lose your book.
In your own private, access-controlled account, encrypted in transit and at rest. Recent changes are cached on your device so the app stays fast, and everything syncs securely to your account.
Never. We don't run ads, sell data, or share your ledger with third parties. Only you can access your account. See our Data Policy.
Both flat-rate and reducing-balance interest, configurable per loan. The built-in calculator lets you compare structures before issuing.
Yes. The entire interface, plus SMS reminder templates, is available in Sinhala, Tamil and English, switchable at any time.
LoanLedger is a one-time purchase with no subscriptions. Licensing terms are in our License Terms.